> ## Documentation Index
> Fetch the complete documentation index at: https://docs.credzu.com/llms.txt
> Use this file to discover all available pages before exploring further.

# credit_scan_completed

> Sent when the borrower completes their credit scan inside Credzu

## Overview

The `credit_scan_completed` event is sent when the borrower has successfully completed a credit scan within the Credzu platform. This establishes the baseline credit scores that will be used to measure improvement.

## When It's Triggered

* Borrower has authorized and completed a credit scan
* Baseline credit scores are now available in Credzu
* Credit repair providers can begin their work

## Payload

```json theme={null}
{
  "event": "credit_scan_completed",
  "timestamp": "2025-01-16T09:15:00Z",
  "lead_id": 44921,
  "partner_lead_id": "FBHL-55672",
  "details": {}
}
```

## Fields

| Field             | Type    | Description                      |
| ----------------- | ------- | -------------------------------- |
| `event`           | string  | Always `"credit_scan_completed"` |
| `timestamp`       | string  | ISO 8601 timestamp               |
| `lead_id`         | integer | Credzu's unique identifier       |
| `partner_lead_id` | string  | Your internal ID (if provided)   |
| `details`         | object  | Empty for this event             |

## Recommended Actions

* Update CRM to reflect that baseline scores are established
* Note that credit repair work can now begin
* Expect future `score_update` events at 45-day intervals

<Note>
  Actual credit scores are not included in this webhook for privacy reasons. Score data is only shared via `score_update` events, which include improvement gains rather than raw scores.
</Note>