> ## Documentation Index
> Fetch the complete documentation index at: https://docs.credzu.com/llms.txt
> Use this file to discover all available pages before exploring further.

# escrow_funded

> Sent when the borrower funds their pay-per-point escrow account

## Overview

The `escrow_funded` event is sent when the borrower has deposited funds into their Credzu escrow account. This is a critical milestone indicating serious financial commitment - the borrower is paying for credit repair services.

## When It's Triggered

* Borrower has deposited funds into their escrow account
* Payment has been verified
* Credit repair work can proceed with funded backing

## Payload

```json theme={null}
{
  "event": "escrow_funded",
  "timestamp": "2025-01-18T14:22:00Z",
  "lead_id": 44921,
  "partner_lead_id": "FBHL-55672",
  "details": {}
}
```

## Fields

| Field             | Type    | Description                    |
| ----------------- | ------- | ------------------------------ |
| `event`           | string  | Always `"escrow_funded"`       |
| `timestamp`       | string  | ISO 8601 timestamp             |
| `lead_id`         | integer | Credzu's unique identifier     |
| `partner_lead_id` | string  | Your internal ID (if provided) |
| `details`         | object  | Empty for this event           |

## Recommended Actions

* Update CRM status to "Escrow Funded" or "Active"
* This is a high-commitment milestone - mark the borrower as highly engaged
* Alert the loan officer that the borrower is financially invested
* Expect score updates every 45 days going forward

<Tip>
  Escrow funding is one of the strongest signals of borrower commitment. These borrowers are statistically more likely to complete the credit repair process and become mortgage-ready.
</Tip>