Documentation Index
Fetch the complete documentation index at: https://docs.credzu.com/llms.txt
Use this file to discover all available pages before exploring further.
Welcome to Credzu API
Credzu is a consumer protection platform for the credit repair industry. We operate as a neutral marketplace and escrow-based system where lenders and partners can safely refer declined borrowers, track their progress in real time, and seamlessly receive them back once credit eligibility is restored.What is Credzu?
When a loan application is declined due to credit issues, Credzu provides a “credit rescue loop” - borrowers are referred to vetted credit repair providers, their progress is tracked, and they’re returned to you once mortgage-ready. Key features:- Escrow Protection - Funds are only released to credit repair providers after verified score improvements
- Real-Time Tracking - Monitor borrower progress at every milestone
- Automated Workflow - No manual referrals, emails, or copy/paste errors
- Compliance Built-In - Adherence to federal and state credit repair laws
Base URL
Sandbox Environment
Use the sandbox environment for testing. No real transactions are processed and events are simulated.
Quick Links
Authentication
Learn how to authenticate API requests using your partner API key
Create Lead
Send declined borrowers to Credzu automatically
Webhooks
Receive real-time status updates as borrowers progress
Error Handling
Understand error codes and how to handle them
How It Works
Partner sends declined borrower
Use
POST /create-lead to automatically refer a borrower when their loan is declined due to credit issues.Borrower enters Credzu workflow
Credzu onboards the borrower, performs credit scans, and connects them with credit repair providers.
Partner receives status updates
Webhooks notify you at every milestone: account created, contract signed, escrow funded, score updates.