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Overview

The credit_scan_completed event is sent when the borrower has successfully completed a credit scan within the Credzu platform. This establishes the baseline credit scores that will be used to measure improvement.

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When It’s Triggered

  • Borrower has authorized and completed a credit scan
  • Baseline credit scores are now available in Credzu
  • Credit repair providers can begin their work

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Payload

{
  "event": "credit_scan_completed",
  "timestamp": "2025-01-16T09:15:00Z",
  "lead_id": 44921,
  "partner_lead_id": "FBHL-55672",
  "details": {}
}

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Fields

FieldTypeDescription
eventstringAlways "credit_scan_completed"
timestampstringISO 8601 timestamp
lead_idintegerCredzu’s unique identifier
partner_lead_idstringYour internal ID (if provided)
detailsobjectEmpty for this event
  • Update CRM to reflect that baseline scores are established
  • Note that credit repair work can now begin
  • Expect future score_update events at 45-day intervals
Actual credit scores are not included in this webhook for privacy reasons. Score data is only shared via score_update events, which include improvement gains rather than raw scores.