Overview
The escrow_funded event is sent when the borrower has deposited funds into their Credzu escrow account. This is a critical milestone indicating serious financial commitment - the borrower is paying for credit repair services.
When It’s Triggered
- Borrower has deposited funds into their escrow account
- Payment has been verified
- Credit repair work can proceed with funded backing
Payload
{
"event": "escrow_funded",
"timestamp": "2025-01-18T14:22:00Z",
"lead_id": 44921,
"partner_lead_id": "FBHL-55672",
"details": {}
}
Fields
| Field | Type | Description |
|---|
event | string | Always "escrow_funded" |
timestamp | string | ISO 8601 timestamp |
lead_id | integer | Credzu’s unique identifier |
partner_lead_id | string | Your internal ID (if provided) |
details | object | Empty for this event |
Recommended Actions
- Update CRM status to “Escrow Funded” or “Active”
- This is a high-commitment milestone - mark the borrower as highly engaged
- Alert the loan officer that the borrower is financially invested
- Expect score updates every 45 days going forward
Escrow funding is one of the strongest signals of borrower commitment. These borrowers are statistically more likely to complete the credit repair process and become mortgage-ready.
